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Group Results 3Q22 & 9M22 – Infographic
3Q22 & 9M22 Update
Title: A transformed Bank ready to face uncertainty from a position of strength and striving to excel
Una Banca trasformata e pronta ad affrontare l’incertezza, da una posizione di forza e tesa all’eccellenza
Subtitle: Our best 9M in the last decade: clear evidence of a transformed, fortified UniCredit
I nostri migliori primi nove mesi da un decennio: la chiara evidenza di quanto UniCredit si sia trasformata e rafforzata
First section:
BLOCK 1: REDEFINED
A unifying vision to build the Bank for Europe’s future
A differentiating strategy
Relentless industrial plan execution, resulting in step change in financial performance
BLOCK 2: EXCELLING
7th Consecutive Quarter of Y/Y Growth
Strongest 3Q and 9M in over a decade
Ahead of FY21 despite Russia, Overlays and TLTRO
BLOCK 3: FORTIFIED
Alpha-driven Transformed Profitability
Very Strong Asset Quality
Pre-emptive Overlays and other buffers
Best-in-class Capital Position
Second section:
Title: All regions delivering at record levels and above UniCredit Unlocked targets
Columns of the table:
9M data, all Deltas YOY
Net Revenue
Change
RoAC
Text in the table:
ITALY: 6.3 bn | +10% | 14.3%
GERMANY: 3.6 bn | +8% | 12%
CENTRAL EUROPE: 2.5 bn | +15% | 15%
EASTERN EUROPE: 1.4 bn | +10% | 20.7%
Third section:
Title: 3 levers largely under management control, giving confidence in our strategy
Text in the table:
COST: -3.3% 9M/9M. Targeted, superior operational excellence
NET REVENUE: +9% 9M/9M. High-quality net revenue growth
CAPITAL: 158 bps 9M22. Organic capital generation. Best-in-class capital efficiency
CTA in footer: Discover more about the progress of our strategic plan at unicreditgroup.eu