Financial Highlights & Milestones

FY22 confirmed UniCredit is already a transformed bank.
UniCredit Unlocked the right strategy.

PEOPLE & ORGANISATION - THE RIGHT WAY TO WIN TOGETHER

  • Building an ecosystem to deliver grow by removing silos and having 2 product factories
  • Streamlining processes and empowering people within a clear framework
  • Delayering the organisational structure to move closer to the client

PRINCIPLES & VALUES

  • Acting with clear Values and embedding our principles, Values and ESG in everything we do
  • Support communities and clients in a just and fair transition
  • Establish clear KPI’s, i.e. NET ZERO set targets on first three priority sectors and accompanying our clients on their transition journey

INVESTORS - ATTRACTIVE BANK DELIVERING 2022 BEST-IN-CLASS SUSTAINABLE RETURNS AND CAPITAL GENERATION

  • +279 bps Organic capital generation
  • RoTE above 10.7%
  • Risk management - CoR at 41bps
  • CET1r (stated) 16.0%

Net revenues per region (%)

Title: Net revenues per region (%) Text: Itali 475; Germany 25%, Central Europe 18%, Eastern Europe 10%

Cost - CIR (cost income ratio) per region

Title: Cost - CIR (cost income ratio) per region Text: Italy 43.5%, Germany 49.9%, Central Europe 46.3%, Eastern Europe 41.0%

RoAC per region

Title: RoAC per region, Title.: Italy +17.1%, Germany +11%, Central Europe +14.7%, Eastern Europe +19.3%

Our Financial milestones

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May
Financials
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Financials

Delivering for our shareholders

Share Buyback Programme launch - Financial capital  for ESG strategy

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June
Financials
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Financials

3 Financial levers: Net Revenues, Cost and Capital

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December
Clients
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Financials

UniCredit Unlocked one year anniversary: posting a record year, well ahead of UniCredit Unlocked

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