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2Q22 Group Results – Infographic
2Q22 & 1H22
Update
Title: Sixth consecutive quarter of profitable growth leading to the strongest first half in a decade
Subtitle: Well positioned to face macroeconomic headwinds
First section:
Title 1: Outstanding results: strongest 1H and 2Q in at least a decade, delivering across all levers and businesses ahead of plan.
Title 2: Russia de-risked: at minimum cost with disciplined management and contributing
Title 3: Well positioned for deterioration in the macro including a recession given capital strengths, credit quality, conservative provisioning, overlays
Title 4: On track for 2021/22 shareholder distributions with significant capacity to continue
Title 5: Embedded ESG throughout the Group with tangible results and delivering on our purpose
Second section:
Title: All regions delivering above UniCredit Unlocked and at record levels
Columns of the table: 1H22 Profit before tax; Change 1H/1H; RoAC 1H22
Text in the table:
ITALY: 2.2 bn | +42% | 14.8%
GERMANY: 1.0 bn | +61% | 12.9%
CENTRAL EUROPE: 0.7 bn | +41% | 13.5%
EASTERN EUROPE: 0.4 bn | +9% | 17.8%
Third section:
Title: 3 levers largely under management control giving confidence in our strategic plan
Text in the table:
NET REVENUE: +10% 1H/1H
o/w +5% Gross revenue 1H/1H
High risk-adjusted return growth across the regions
COST: -3.4% 1H/1H
We continue to manage our cost base without impact on revenue generation
CAPITAL: 110 bps 1H22
Organic capital generation
Above target, supporting healthy distributions and absorbing shocks
CTA in footer: Discover more about the progress of our strategic plan at unicreditgroup.eu